A WisePath resource

Worried about nursing home costs? Start with Silver Lining Solutions.

MassHealth and long term care are confusing, and the details matter. We often refer families to Silver Lining Solutions in Topsfield, a team that works on MassHealth applications every day. For your estate plan and legal questions, come back to us.

What they do

The MassHealth application, handled from start to finish

Every document, gathered

Case managers collect the statements, records, and forms MassHealth asks for, and review eligibility before anything is filed.

Spend down, watched

When savings have to come down before coverage starts, they track it, so the application goes in at the right time.

MassHealth and the nursing home, kept current

They work directly with MassHealth and with the nursing home, so your family is not the go between.

A denial is not the end

If an application is denied, they can request a fair hearing to protect the original request date while the issue is resolved.

Applications in Massachusetts, New Hampshire, and Maine.

Darcia Tremblay

Meet the founder

Darcia Tremblay

Darcia started Silver Lining Solutions in 2016, after years of processing long term care applications herself. Today she and her team of case managers work with each family one on one, from offices in Topsfield and southern New Hampshire.

The U.S. Small Business Administration named Silver Lining Solutions the 2025 Woman Owned Business of the Year for Massachusetts. Darcia also serves on the managing board of the North Shore Chamber of Commerce.

How we work together

Two teams, each doing what it does best

Silver Lining Solutions

MassHealth and long term care

  • Applying to MassHealth for long term care
  • The long term care application and every document in it
  • Spend down, deadlines, and appeals

WisePath Estate Planning

Your plan and your legal documents

  • Trusts, wills, powers of attorney, and health care proxies
  • The deed to your home, prepared and recorded
  • Legal advice from a Massachusetts attorney
  1. Talk with Silver Lining Solutions about MassHealth and the cost of care.
  2. Come back to WisePath for your estate plan and legal documents.
  3. Tell each of us you came from the other, so with your permission we can work from the same page.

Start with a conversation

Schedule a consultation with Silver Lining Solutions. When you are ready for your plan, we are here.

WisePath and Silver Lining Solutions refer families to each other. The arrangement is not exclusive, neither company pays the other for referrals, and you are free to choose any provider. Silver Lining Solutions, Inc. is an independent company in Topsfield, Massachusetts. It is not a law firm and does not give legal advice. WisePath Legal LLC is a Massachusetts law firm. This page is general information, not legal advice. Visit silverliningsolutions.com or email info@silverliningsolutionsma.com.

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